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Fair Credit Billing Act Violation

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Margie's credit card bill is due on the 30th of the month. She mails her payment on the 25th, but the credit card company posts the payment on the 5th of the following month and assesses a late fee. This action is most likely a violation of the:
AFair Credit Reporting Act
BFair Debt Collection Practices Act
CEqual Credit Opportunity Act
DFair Credit Billing Act
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